MSV Life p.l.c. (MSV) is the leading provider of life insurance protection, long term savings and retirement planning in Malta. MSV is jointly owned between Bank of Valletta p.l.c. (50%) and MAPFRE Middlesea Insurance (50%). Thier success and strength in the market derives not only from strong financial credentials but also from the very responsible manner in which they manage our business in particular our social responsibility, strong leadership, sound investments, and innovative products and services. Integrity, honesty, professionalism, consistency, transparency and understanding are the corner stones on which thier business is based. MSV Life p.l.c. (MSV) is the leading provider of life insurance protection, long term savings and retirement planning in Malta. MSV is jointly owned between Bank of Valletta p.l.c. (50%) and Middlesea Insurance p.l.c. (50%). Bank of Valletta p.l.c. is a leading financial services provider in Malta, providing a full range of financial services including investment banking, private banking, fund management, bancassurance and stockbroking, whilst Middlesea Insurance p.l.c. is the leading non-life insurance provider in Malta and a subsidiary of MAPFRE, the leading insurance group in Spain.